what do you think, this week in stockton, california the bankruptcy thing, if they're not allowed to change their pension plans, i don't know what-- >> i disagree with you, charles. california granted some absurd cases in california, bell, california that sort of thing. look at illinois, new york state. three-fourths of all the firemen who retire here retire with disability. again, god bless nthem, being a firefighter is not easy. but-- they're not for giving the debt obligations, stockton is, and if they do so that will set the stage. >> we've got to say listen, now what, everyone tries to maximize what you can get and you can't blame necessarily the firemen, but someone has to step in and say enough is enough or to your point we're all in trouble. when you turn to a pawn shop to help fund your small business. accord to go a ceo that's what's happening and business is booming. the man who runs pawn go, an on-line pawn company is going to join us at 10:45. and joining the company now though from miami is shah gilani. before we get into your stock picks. you don't think that cyprus co